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Monstransky & Associates LLC

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is an agent of and licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, CA (CA Insurance License #0H17709), CO, CT, DC, DE, FL, GA, MA, MD, MI, MN, NC, NH, NJ, NY, OR, PA, RI, SC, TN, TX, VA, and VT. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, is licensed and authorized to offer insurance in California, but Monstransky & Associates LLC may not be. For additional information on California licensure status, please click here.

is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company. In this regard, this communication is strictly intended for individuals residing in the state of . No offers may be made or accepted from any resident outside the specific state referenced.

is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

Monstransky & Associates LLC is not owned or operated by New York Life Insurance Company or its affiliates.

Neither New York Life Insurance Company nor its agents or affiliates provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

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